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(416) 838-4847
We work with top Toronto realtors & can help you find the right property
Search Properties



























We work with top Toronto realtors & can help you find the right property
Get personalized advice
We work with top Toronto real estate agents & can help you find the right property
Mortgages
Whether you’re buying your first home or ready to renew or refinance, we’re here for you with helpful tools, tips and advice.
Check out our current mortgage rates, including fixed and variable mortgage rate options.
Congratulations! Let us help you find the MortgageCAN Mortgage that best fits your needs.
Learn about renewing or refinancing, what your options are and what to
consider.
The bank that builds better relationships.
Connect you with a MortgageCAN Mortgage Specialist or request an appointment to have all your questions answered:
Whether you're buying a second home, vacation home, or rental property, we can help you understand your financing options.
Apply securely online in as little as 5 minutes. With a mortgage pre-approval certificate, you can feel more confident when making an offer on a home.
Whether you're buying a home or refinancing, get the facts about how Canada's mortgage qualification rules (stress test) and regulation(s) may affect you.
Find the Best Mortgage Rates in Canada Apply Online in 3 Easy Steps What is Current Mortgage Rate in Canada? Here’s the real Time Canadian Mortgage Rate Comparison Apply Online in 3 Easy Steps As of now, the current mortgage rates in Canada vary based on the type of mortgage and the lender. For a five-year fixed-rate mortgage, which is the most popular choice, rates typically range from 4.5% to 5.5%. Variable-rate mortgages are generally lower, with rates ...
Apply Online in 3 Easy Steps Is it Hard to Get a Mortgage in Canada? Generally, there are a few things you’ll need to have in order to be able to apply for a conventional mortgage including two years of full-time employment history in Canada to show that you have a stable income and a Canadian credit history that shows lenders how you manage credit and debt and how responsible you are with your finances. Apply Online in ...
Apply Online in 3 Easy Steps Can Foreigners Get Mortgage in Canada? Foreigners, and non-resident Canadians or those planning to move to Canada may be eligible for a mortgage, but it is not without challenges. Although, non-resident Canadians, foreigners and those are planning to move to Canada, this is not a requirement, and Canada allows people to invest in a property for various reasons. Apply Online in 3 Easy Steps Foreigners can obtain mortgages in Canada, although the ...
Apply Online in 3 Easy Steps Does Buying a House in Canada Gives you Residency? No, becoming a homeowner won’t give you access to permanent residency however, both permanent residents and non-permanent residents are allowed to purchase property in Canada under certain conditions including US citizens. Apply Online in 3 Easy Steps Buying a house in Canada does not automatically grant residency or citizenship. Foreign nationals can purchase property in Canada, but this does not influence their immigration ...
Apply Online in 3 Easy Steps Get the best & lowest mortgage rates in Canada | We negotiate with lenders on your behalf Apply for a mortgage and get same day approval What’s the Average Mortgage Rate in Ontario? In province of Ontario, the average 5-year fixed insured mortgage rate is 6.26%, which is 22 basis point higher than 30 days ago. The average 3-year variable insured mortgage rate is 7.28%, which is 0 basis point higher than ...
Get the best & lowest mortgage rates in Canada | We negotiate with lenders on your behalf Apply Online in 3 Easy Steps Apply for a mortgage and get same day approval How Much Money Should I Save Before Buying a House in Canada? Minimum down payment required Purchase price Minimum down payment required $1 million or more 20% of the purchase price Less than $500000 5% of the purchase price $500000 to ...
Apply Online in 3 Easy Steps To Answer the question of Does Canada Have 30-Year Mortgages?Yes, You Can Qualify to Get a 30-Year Mortgage in Canada. Canadian lending laws allow for a 30-year mortgage if you’re making a down payment of at least 20%.The 20% down payment threshold can make the upfront cost of your 30-year mortgages higher than usual. For example, getting a 30-year mortgage for a $700,000 home, would require a down payment of at least ...
Apply Online in 3 Easy Steps Who Can Get a 30-Year Mortgage in Canada? Canadian who can afford a minimum of 20% down payment qualify for a 30-year mortgage. However the 20% down payment will make the upfront cost of a 30-year mortgages in Canada high. For example, getting a 30-year mortgage for a $500,000 home, would require a down payment of at least $100,000 plus other costs. Apply Online in 3 Easy Steps In Canada, ...
